109 Elgin St

About this Property

Zoned C4i, this charming two-storey brick home offers exceptional flexibility for residential, commercial, rental income, or mixed-use possibilities. Ideally located just steps from the downtown waterfront and close to parks, shopping, and all amenities. This 4-bedroom, 2-bathroom property is freshly painted; some new windows. It is filled with character, featuring high ceilings on both levels, a classic wood staircase, carpet-free living with laminate and ceramic flooring throughout, and a wide front porch that sets the tone-ideal for morning coffee or evening unwinding. The main floor includes a large bedroom, a 3 pc bath, a well-sized kitchen, and a bright living area. Both the the front and rear entrances naturally support flexible live/work or multi-purpose space arrangements. The upper level includes an additional prep kitchen area with a sink, cabinetry, and counter space, 3 bright bedrooms, and a 4 pc bathroom, allowing for adaptable configurations such as a home-based business, professional office, live/work setup, or personalized retreat. 3 parking spaces offer convenience in the heart of the city. Rich in character and history, this centrally located property presents an excellent opportunity for investors, entrepreneurs, or homeowners seeking versatile space and potential supplemental income.

Listing Details

MLS #

S13864522

Board

PROPTX

Market

ontario

Property Type

Detached

Style

2-Storey

Garage

None

Parking Spaces

3

Basement

Full

Heating

Forced Air

Cooling

Central Air

Pool

None

Lot Size

46 × 70 ft

Annual Taxes

$3,083/yr

Listed By

HOMELIFE GOLCONDA REALTY INC.

Listed On

October 5, 2026

Features & Extras