4317 40th TER

About this Property

Skip the new-construction wait and the assessment bill. 4 bed, 2 bath, 1,712 sq ft, 2-car garage in NW Cape Coral. No HOA. No CDD. Fully fenced 0.23-acre lot. Pet-friendly. Pool-ready. Never flooded. You move in now. This is the cost difference most listings skip: well and septic with a water softener already in place. No city water or sewer assessment today. Next review is not scheduled until 2045 or later. Buyers in other northern Cape sections are already paying $25,000–$35,000+ assessments plus higher monthly utilities. This owner keeps nearly 20 years of lower carrying costs. The work is done. New roof 2022. New A/C 2022. New water heater 2024. Hurricane-rated front door 2024. Updated kitchen and both baths. Tile throughout. Open concept, split bedrooms, cathedral ceilings. Expanded screened lanai, covered deck, gazebo, and irrigation. Room for a pool. One-year home warranty included. Seller relocating. Compare the payment on a finished, fenced home with no assessment to a new build that still needs time, yard, and a utility bill.

Listing Details

MLS #

2026019635

Board

Southwest Florida

Market

florida

Property Type

Residential

Style

Single Family Residence

Year Built

2007

Garage Spaces

2

Parking Spaces

2

Heating

Central Electric

Cooling

Ceiling Fan(s), Central Electric

Lot Size

80 × 125 ft

Annual Taxes

$3,128/yr

Listed By

Trend Realty

Listed On

April 28, 2026

Days on Market

165

Features & Extras